Fast Money
This requires a character with positive reputation and medium to high commerce level. Go to the first tavern you find and hire an officer. When the dialogue text comes up choose Isn't that to much? Keep selecting this choice until the amount you will spend for the officer is a negative number. Repeat this process until you have the desired amount. You can lower this amount by a max of 1000 at a time with a commerce of 10. (Each point of commerce equals 100 gold).
Submitted by: Sachiel

Run From Confrontation
If you run into a pack of unsavory characters, and don't think you can best them in battle, flee from them and go past the last point where the game loads. They will not follow.
Submitted by: Sachiel

Cheatcodes
Enter the following codes on land or in ship command mode:

A, X, Y, B, Y, B, X, B, B, A - Accrue 100,000 gold
A, Y, X, X, Y, Y, B, Y, X, A - God mode for self and your ship. Sails and ship crew unaffected.
A, B, Y, X, Y, B, B, Y, B, A - Accrue 50 Skill Points
A, X, Y, X, Y, B, B, Y, B, A - Set reputation to neutral

Avoid officers and swordsmen
After killing rampages, swordsmen and officers will try to kill you. If you have a group of officers and other swordsmen coming after you, go to your ship. Get on your ship, then dock again. No one will be attacking you anymore.

Stack captain scores
You can add more than one person, other than the Captain, onto your other three ships. All of their scores will stack with that ship's captain's score. There are two different ways to do this. The first method is at the "Open Sea" screen (where you can see all of your ships), get close to another one of your ships and a swap cargo icon will appear. Go into the swap cargo menu. There is an option to switch captains. Under this option, there is a screen that has four slots. One of them is the captain of that ship. Click on one of the other three slots, then assign passengers to each one. When you do this, they dissapear from your passenger list. You will need to get more party members at the tavern if you want to fill up all your ships. Do not sell the ship with the other three crewmembers still on it. You will lose anyone that is still on board. The second method is to capture a ship and do it when you assign a captain to the captured ship.
Submitted by: Sachiel

Unlimited money
Raise your Commerce to 10 as soon as you can (use all the points you get towards it). Then, go to a tavern and talk to an officer that you can hire and ask him "How much are you asking?". He will respond with a price. Then, say "Isn't that a little too much for you?". He will reply "I guess you are right" and then offers less. Say "Nah, still too much" ( or something to that effect) and the dialog box will close. However, the next time you talk to him, the price will be the last price he offered. Repeat this until he responds with a negative number (i.e. he will pay you for you to hire him).

Ding Dong Ditch
Go to a door in any part of the game and press [Action]. Your character will knock on the door, then you can run away.

Avoid Cannon Fire
If you get yourself into a bad position in a sea battle, and know you're going to be blasted with serious cannon fire, there is a way to avoid it. When you see the smoke from the guns, quickly Sail To a different part of the ship and you should completely avoid the blast.

View programmers
Enter the maze in the last level. Look for markings on the floor while in the maze. You can follow them to reach rooms at the edge of the maze with wall tiles that are missing. However, follow the floor markings that have an eight legged eye and an arrow to find a tile room that has another arrow on the floor pointing at a wall. Walk directly into that wall to pass through it and enter a hidden room with pictures of the programmers.

Pirates of the Caribbean

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Get 50 Skill Points

During gameplay while on land press A, B, Y, X, Y, B, B, Y, B, A

Get 100,000 gold

During gameplay while on land press A, X, Y, B, Y, B, X, B, B, A

Invincibility

During gameplay while on land press A, Y, X, X, Y, Y, B, Y, X, A

Get Neutral reputation

During gameplay while on land press A ,X, Y, X, Y, B, B, Y, B, A

Cave

In Oxbay look at the ocean go to the right the right start swimming (press tstick forward) there is a cave go close to it and press a inside there are 4-6 skeleton dudes they are easier to kill than humans

Get Away from Enemies

This isn't a cheat but more of a hint and all you do is say your sailing your ship on the map and all of a sudden three pirate ships start to chase you. you may think oh no i might be destroyed by pirates but if you see a pirate or any boat chasing you and the grappling hook sign hasn't shown up just hit a and go to the open sea and when you open the map again all the pirates will be gone.

Beat Any Ship Crew

If you are in a sea battle go close to a ship and you will board it if you don't press y and go to board when the icon appears in the top left corner of the screen and then when it is loading and you are waiting to battle on foot rapidly press the B button this will move you back until you hit the edge then rapidly press the R button and then run into the man you shot and slice him up into mini miniscule tiny little un-big small pieces and when you have sliced him up into mini miniscule tiny little un-big small pieces use your potion to re-heal you then carry on in this way and you are almost note that i said almost unbeatable but sometimes you will be beaten because your crew cant fight t save their lives and you will be fighting more than 1 person

Hidden Photos

When you enter the Inca Maze you can see in the first part of the Maze writings on the floor. It's a sun sign and a skull sign. Follow the sun signs until you get in a room with the a sun sign pointing at a wall. Walk through this wall and you will enter a large room. This room is filled with photos of creators of the games with the names beneath it.

Final Battle

message: After you have taken the Magical Ball at the Incan fort you will face the Black Pearl. Rember to activate your ability while doing battle with the Black Pearl to do extensive damage the ship. This will enable you to defeat the Ghost Ship.

Fast money (hint)

To get quick money First look at your trade book and find a island that has a certain item as a contraband and smuggle that item in by talking to the smuggler in the tavern and tell him u have some items to sell. (hint its easier if u buy the contraband item for an island exporting it to get it cheaper). now go to the place where the smuggler tells u to and sell it to him. now the way to get the money is u WANT to get caught. The guards will come up and talk to u. no matter what u say they will end up fighting u so tell him whatever then RUN! get back to your ship. now when u go to the ship in the bay there will be 2 or 3 ships waiting for u from that country. now these ships are always frigate which if captured will haul u in about 90,000 piece. there easy to capture because all the ships are badly unscrewed the most I have seen one have was 40 guys on the ship. So I take the ships and sell them. (the boat i used for this was a schooner)  

Hire an officer for nothing

If you have 3 or more leadership this could work for you. At the tavern where the officers are at. talk to one and say how much are you asking for. then say isn't that too much for you. he will agree and lower down his price.but if he doesn't don't worry keep trying. Also you could them give you money.

Easy Experience

To get some easy experience points simply do the following. First, when you level up, make sure you make STORM NAVIGATOR (or something like that) one of the abilities you pick, as this will reduce storm damage by 40% Then go find a storm. When you enter the storm lower your sails so they take less damage. The longer you stay in the storm, the more experience points you get. Also, if you make EXPERIENCE SHARE one of your abilities, then all of your officers will get experience points as well.

Run Away Tip

If you run into a group of baddies you think you cannot beat then run away and go past the last point where the game loads and they won't follow you.

Raise Reputation

On the top of this page, you will see a cheat that allows you to get 100,000 gold. Keep doing that cheat until you have about 500,000. Then go to a church and talk to the priest. When you talk to him, tell him you want to make a donation and then select 5,000. If your reputation is neutral, it will take 2 or 3 donations to get yourself up to bloke. Then from bloke to matey, it will take 4 or 5 donations. If you keep doing this up until you get to hero, then everybody will deal with you.

Unlimited Experience

This is far along the english governors quest.  In the quest called "get details from the governor" you will need to attack an english frigate protected by the fort in greenford.  before you begin this mission turn god mode on (ayxxyybyxa) and then attack the frigate.  after you have captured the frigate you can then start attacking the greenford fort, you will get 1000xp for each cannon destroyed and there are unlimited cannons to destroy.  I racked up about 300,000xp in about an hour before I got bored. Its best to speed up the game and rotate side to side shooting from both sides of the ship with your sails up.  one caveat is that all of your crew will be killed.

Incas temple guide through maze.

If you plan to go to the Incan temple go to the maze after Clement and Danielle talk to you, go through the hall defeat the pirate skeletons go to the left from where you came from look at the symbols on the floor follow the thing that looks like a square sun(not the skulls)and it should lead you to this place where 2 skeletons are defeat them and go to the square in the center of the room put the idol there and a door will open go through the door and you will be in the alcove the rest is easy you'll figure it out.

Fast money

To get fast money at Oxbay go to loanshark's house go to the tavern and then come out and walk to the tree in front turn right and walk forward to the house go in and talk to the man and when he ask's how much you want there will be three to pick from pick the more the better the man will give you 3000 gold and there is a box that you can put stuff in it just put the money in it and keep taking his money but when the French take over the man will give you more 12000 gold.

Easy Money

Go to any shop and ask to talk with them.  An option will appear that asks the owner if he has any supplies that he needs delivered.  If you do this with bigger ships you can get at least 30,000 dollars a trip.  All you have to do is travel to another island of his choosing and deliver the goods to that islands store.  I have 4 battleships and I have gotten up to 190,000 dollars for just one trip.

Easy Money: take two

While ferrying goods between islands is a good way to make a profit, there is another. It depends on your Commerce skill. When hiring an officer, simply talk to him and say that he's charging too much. No matter what he does (lowers his price or says he's worth it) refuse and once again tell him he's charging too much. Persistence pays off, even if it seems he won't lower any further, give it time and he will. You can lower them into the NEGATIVE numbers, and when you hire them they will pay YOU. I've pulled off 200,000 gold on one officer with this trick. NOTE: Your Commerce skill comes into play when they lower their prices, a formula would be CommerceSkill x 100 = lowering price. So if you have a Commerce skill of 1, they will lower it by 100, 2 is 200, 3 is 300, and so forth.

Pirates of the Caribbean

You can add more than one person onto your other 3 ships and all of their scores will stack with that ships captains scores.

There are two different ways to do this

1) On the Open Sea screen (where you can see all of your ships) get close to another of your ships and a swap cargo icon will appear. Go into the swap cargo menu and there is an option to switch captains.  Under this option there is a screen that has 4 slots, one of them is the captain of that ship.  Click on one of the other 3 and then assign passengers to each one.  When you do this the DISAPPEAR from your passenger list. You will need to get more party members at the tavern if you want to fill up all your ships.  DON'T sell the ship with the other 3 crewmembers still on it.  You will lose anyone that is still on board.

2) The second way to do this is to capture a ship and do it when you assign a captain to the captured ship.

Easy money

Make sure you have a high commerce skill. Then go to the tavern and find an officer that's for hire.  Ask him how much he costs and he will tell you a lower price. Then say that's still too much.  Then talk to him again and ask him how much he costs.  He will now say the second price he offered.  Tell him it's too much and he will lower it again.  Keep doing this until it goes into the negatives.  Basically, he will be giving you money for you to hire him.